RE/MAX Integrity
289 Winthrop St. Suite 6, Rehoboth, MA 02769
Office: 508-974-9111
Jean@integrityteamne.com



Posted by RE/MAX Integrity on 7/15/2018

Whether you're trying to balance your household budget or save money to buy your first house, discount coupons can help.

Coupons alone are not a panacea that will cure budgetary woes or enable you to quickly save up for a real estate down payment, but they can play a role in achieving your financial goals.

Building up your financial nest egg or saving thousands for a down payment requires planning, organization, and motivation. While this may sound like a steep mountain to climb, the biggest challenge involves examining your values and overcoming self-limiting habits and beliefs. If you're convinced, for example, that it's impossible to save money and get ahead, then those beliefs will slow you down, if not sabotage your progress, completely.

There are a lot of reasons why discount coupons are not an effective money-saving strategy for many people, but it often boils down to three things:

  1. Disorganization: Although coupons are a marketing tool used by businesses to get consumers to buy more products and services, it's often a "win-win" situation. If a coupon happens to be for product that you need or would ordinarily buy, then it's like having extra money in your wallet. For some people, putting the coupons IN their wallet is a good way to make sure they have them when they're at the checkout counter or drive through.
  2. Pride: There's nothing undignified about using coupons, unless you have such a large stack of them that you're causing people behind you to roll their eyes, sigh loudly, or grumble under their breaths! And speaking of misplaced pride: If you're over 60, don't hesitate to claim your senior citizen discounts at restaurants, the theater, movies, public transportation, museums, car rental places, and hotels. Those savings can really add up!
  3. Lack of planning: When your trips to the grocery store are planned, rather than sponteous, you're a lot more likely to remember your coupons and your shopping list. By having your coupons with you and knowing what you need to buy, you'll be more focused and tend to spend less money on impulse items.
Effectively managing your household budget or saving money for a house down payment is usually the result of multiple strategies, rather than just using coupons or doing comparison shopping. One of the first steps to gaining control over your finances involves examining your cash flow situation. Itemizing your expenses and deducting them from your income will give you a clearer idea of where your money is going and how much you have left at the end of the month. By listing your expenses and disposable income, you can often identify "leaks" in your cash flow and find ways to stretch your dollar farther. When you assign yourself the job of "gatekeeper," you'll be surprised at the many ways there are to tighten your belt, without making major sacrifices in your lifestyle.





Posted by RE/MAX Integrity on 7/9/2018

Want to get the sleek and stylish Scandinavian look in your new home? It’s much easier than you might think. And it doesn’t require buying all your furniture from Ikea. I’ve got a few tips for you to create a warm, welcoming home that could grace the pages of any home design magazine.

When attempting to recreate this look most go wrong by painting everything black and white. The real secret to this look, however, is in the details. Less is always more so a serious decluttering project will start you off on the right foot. And don’t think that the only way to recreate this look is to replace all your furniture. In fact, working with existing pieces will make the look feel more natural and unassuming.

You probably already know to reach for shades of grays, whites, and creams when choosing your color palette. But having some color is crucial. Blue is the perfect addition of color for this look especially for a sofa, some throw pillows or your kitchen table chairs. When adding other colors do so sparingly to really make a statement. For example, a yellow lamp in the kitchen, green chairs in the dining room or pink throw pillows on the couch.  

To avoid a cold, sterile environment natural elements like wood, stone, and glass add warmth back into the room. Copper and gold accents also warm up a room while keeping a modern touch. Think a natural wood table top where the grain takes center stage or copper hardware that pops when placed against blacks and whites.

Give your space a welcoming homey feel by reaching for texture to create visual interest. Think furry pillows, woven textiles, and chunky knits. Monochrome artwork breaks up blank walls without looking out of place and furniture pieces are the main attraction. There’s no need for knick-knacks here, in fact, they’re best donated or stored away. To stay true to this look each piece you add to the room should have a function.

Another key to this look is lighting. During the day you want to let in as much of it as you can. While curtains and blinds are often skipped altogether pleated and roman blinds maintain privacy and a clean look. When choosing curtains stick to your neutral palette and avoid prints or dramatic drapery. For the night you can create perfect ambiance with string lights and paper lanterns. As a bonus, a paper lantern floor lamp pulls double duty by adding natural texture to the room.

The sleek clean lines of Scandinavian design, especially those you see in catalogs, can seem impossible to replicate. At least not without replacing everything you own. But the truth is it is easily achievable to recreate with your existing furniture. With a little creativity, a few cans of paint and a lot of decluttering you’ll have a cozy, modern home before you know it.  




Categories: Uncategorized  


Posted by RE/MAX Integrity on 7/8/2018

You may think that building a fence on your property will be a great idea. Whether you have a dog and want them to be able to roam free in the yard, or are just looking to get some more privacy, there’s things you should have in place before you build a fence. 


Have An Idea Of What You Want


Once you know why you want to install the fence, you can decide what type of fence you’ll need. Do you want a basic chain link fence? Are there regulations on what type of fence you need to put up around your pool? Does your HOA require that you check with them before you install a fence? You’ll need to answer these questions and fill your own desires in order to get the type of fence that you want. 


Decide On What Material You Need


The material you buy for your fence will decide what kind of maintenance that you’ll have to do in the future. Wooden fences, for example, may need to be stained or painted from time to time. The wood can also warp over time due to rotting. Other materials that you may use for a fence include aluminum, steel, wrought iron and bamboo. Each of these materials has pros and cons including the amount of rusting, and the need for replacement and repairing. 


You Can Mix Fencing Materials


To save money, you can mix your fencing materials up a bit. In the front, you could do a picket fence that’s connected to a chain link fence in the back. Mixing the right fencing materials can look good and work with your finances.  


A Little Research Goes A Long Way


You can talk to people you know in order to find out what’s the best course of action in putting up a fence. Sometimes, even building codes can inhibit what type of fence you’re able to put up. Your friends and neighbors may also have some great advice for you as to what type of fence will be good for your property and needs. 


Use Planted Materials


If putting up a fence seems like a daunting process, you may want to try using bushes and other greenery to make borders on your property. 


Check With Your Neighbors


Be a good neighbor and let them know your plans to put up a fence. Nothing is worse than having a neighborly feud over a few inches of property line or the blocking of a view. You may even be able to go in on building a fence with your neighbor, just make sure that you have an agreement in writing.






Tags: fences   wood fence   iron fence  
Categories: Uncategorized  


Posted by RE/MAX Integrity on 7/2/2018

Shopping for a house is a high-stakes game. If you’re a first-time buyer, it can be difficult to gauge the value of various components and features of a home. Appraisals are designed for just this reason.

However, an appraisal is a subjective tool to determine a rough estimate. Furthermore, there are a number of things you can’t learn from an appraisal--such as how convenient the home would be for your work commute.

In this article, we’re going to help you, the homebuyer, determine the true value of a home as it would mean to you in your everyday life. Read on for tips on finding out the value of that home you’ve been dreaming of and deciding whether it’s really the best home for your budget.  

Appraisals are a baseline

When lenders are in the process of approving your home loan, they’ll want to decide whether the home you’re buying is worth the amount you’re paying. To achieve this, they’ll typically hire a third-party appraiser.

Find out from your lender which appraiser they use and read their online reviews. This will ensure that they’re a trustworthy source of information. Also be sure to check that the appraiser is certified and that they work with a diverse range of clientele (not just your lender!).

Since you’ll likely be paying the appraisal fee as part of your closing costs, make sure you’re happy with the appraisal and appraiser.

Key appraisal factors

After the appraisal, consider getting a second opinion or inspection of any of the key components of your home that may impact the appraisal. Some of these factors include:

  • The roof, HVAC system, and septic systems

  • The energy-efficiency of the home

  • The current market value in the area

  • The general upkeep of the home--a few cosmetic problems shouldn’t affect the home value much, but serious neglect can cause long-lasting and expensive issues like mold, water damage, pest invasion, and more

What an appraisal can’t tell you

Now that we’ve discussed the nuts and bolts of home value, we have to venture into what value means to you and your family. You’ll need to ask yourself a series of questions, and some of them won’t have a cut-and-dry answer.

First, how well does this home fit into the work life of you and your spouse? Will it mean a shorter commute, and therefore lower transportation costs and more free time? Putting a dollar value on an extra thirty minutes not spent in traffic can be difficult, but it’s a worthwhile exercise to take part in.

Furthermore, does the house have features that will make it a better asset in years to come? Energy-efficiency, proximity to in-demand schools, businesses, etc., can all be selling points for future buyers that are willing to pay more for your home.


Using a combination of a certified appraisal and some introspection, you should be able to come to a confident conclusion as to the value of the home as it means to you and your family.




Categories: Uncategorized  


Posted by RE/MAX Integrity on 7/1/2018

Want to buy a house? If you plan ahead for the homebuying journey, you may be better equipped than ever before to reap the benefits of a seamless homebuying experience.

Now, let's take a look at three tips to help you prepare for the homebuying journey.

1. Figure Out Where You Want to Live

Do you prefer the hustle and bustle of the big city? Or, would you like to reside in a small town? Think about where you want to live, and you may be able to speed up the homebuying journey.

A homebuyer who narrows his or her search to houses in a set number of cities and towns may be able to quickly discover the ideal residence. Thus, if you know where you want to go, you can act fast to pursue your dream house. And once you find your dream home, it may be only a few weeks before you can finalize a home sale.

2. Obtain a Mortgage

A mortgage generally is a must-have for a homebuyer, regardless of where he or she decides to live. If you submit a mortgage application before you embark on the homebuying journey, you can enter the real estate market with a budget in hand.

Oftentimes, it won't take long to get pre-approved for a mortgage. You can meet with a variety of banks and credit unions, and these financial institutions can teach you about a wide array of mortgage options. Next, you can select a mortgage that satisfies your personal requirements.

When you meet with banks and credit unions, don't hesitate to ask plenty of questions, either. If you receive expert mortgage insights, you can make an informed mortgage decision that likely will serve you well for years to come.

3. Consult with a Real Estate Agent

Let's face it – pursuing a home should be a quick, easy process, but problems may arise that prevent you from buying your ideal residence. Thankfully, real estate agents are available in cities and towns nationwide, and these housing market professionals can help you make your homeownership dreams come true.

A real estate agent is a housing market expert who can teach you how to discover a terrific house at a budget-friendly price. This housing market professional can explain the differences between a buyer's and seller's market and help you map out a successful homebuying journey. That way, you may be able to improve your chances of acquiring a superb residence if you hire a reliable real estate agent.

In addition, a real estate agent will serve as your guide along the homebuying journey. He or she will keep you up to date about new residences that become available, set up home showings and help you submit homebuying proposals. And if you ever have homebuying concerns or questions, a real estate agent is available to respond to them.

Achieve the best-possible results during the homebuying journey – use the aforementioned tips, and you can plan ahead to acquire your ideal residence.




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